With it getting dark out, Harry decided to wait until morning to go to Gringotts. Which gave him plenty of time to get to know his parents, at least somewhat. They explained that while they do have all their memories up until they died, and most of their personalities. They were not completely the same as them, because they are not alive, living and with a soul. However, it's still wonderful hearing stories of their past, even if there won't be future stories, and its thousand times better than being with the Dursleys.
What amazed him was when his snowy white owl that he decided to name Hedwig flew into the room even though the lid on the trunk was closed. His mother told him she charmed the lid to allow owls through as long they weren't carrying any dark objects. Harry also found out he didn't have to keep standing in front of the big portrait, because they can move to any of the many paintings throughout the trunk. It seems the trunk was prepared for them, since there was a painting in every room and every compartment except the first two. Finally, it was decided that Harry would carry a small painting when he goes to Gringotts, so he has someone on his side when dealing with his financial affairs plus having someone to talk to for what is shaping up to be a long day.
Harry started the day off with a large breakfast thanks to the fully stocked kitchen that keeps food in stasis and storing enough food to feed 3 people for a year. He also pet and fed Hedwig while he was eating. Then he grabbed the small painting that both his parents are going to travel in, the Occulumency book, the invisibility cloak, and felt ready for the day.
"Why don't you leave a note for Petunia that you are staying at a future classmates until school starts. So they don't call the police or make a fuss about you being gone." Lily said to him before he left.
"I doubt they would even care, except they won't have someone to do all the cooking and cleaning around here." Harry replied.
"Oh honey, you shouldn't be doing all that. I am so upset with my sister for making you do all that. The most amount of chores a boy around your age should be doing is maybe 2 hours of chores a week. I mean it's nice you aren't spoiled like your father, where he barely had to do a thing, but I could never condone what they have done to you. It's wrong of them, and you never deserve what they have done to you."
"I know mom you told me last night. But.."
"And I am going to keep telling you every day, until I think you have realized how much you are a loved and worthy being loved."
\, "OK mom. I love you mum."
"I love you too son. I wish I could just hug you, but I will just have to wait until you find a girlfriend so I can tell her to hug you for me."
"Oh mum!" Harry called out, "Hedwig." Which oddly was answered with an inquiring hoot, instead of a barking sound that a normal snowy owl makes, according to his mother.
"I am going out now. I am going to move the trunk outside by the bushes out front, but I want you to stay safe inside until it get dark out. I don't want you get hurt by Dudley or his gang." And was answered with a dignified hoot as if to say I certainly know how to stay from cretins like them. He found out last night that he can largely understand exactly what she is trying to say in her hoots. His parents thinks the reason he can is that he might already be forming a familiar bond with her.
With that he gathered all the things he is taking, plus the note he wrote out for the Dursleys, and left the trunk. He was in luck in that everybody was out of the house that morning, so he was easily able to just drop the note on the dining room table and leave the house. After summoning his trunk near the bushes that he will be staying at, he called the Knight Bus for his trip to the Leaky Cauldron. 'Now I know why Hagrid didn't use the Knight Bus to get here, that was 10 times worse than the mine carts at Gringotts.' He slipped on his cloak before entering and by trailing another group that was going to Diagon Alley he was able to walk straight to Gringotts without anybody bumping into him.
Harry walked into the bank and approached the first available goblin for the directions to Kralnack's office. The goblin first sneered at him before noticing the 2 rings on his fingers where upon he changed his attitude quickly and offered to direct him to Kralnack's office. Upon entering the office Harry was confronted with an older goblin than what he has seen out front in a very well appointed room with a rich looking desk and ancient looking books on display.
"Ah. I have been expecting you Lord Potter. It is good that we can unfreeze your investments and start making more gold. Please take seat. I am sure you have many questions."
Harry closed the door and cautiously took seat, then put a small painting that had his parents on the desk. James gives a slight nod to Harry, since they decided to let Harry do most of the talking. Harry said, "My parents portrait said to come to you. I hope you have time we need to do a lot things today."
"Ah that shouldn't be a problem. Since you say we have several things to do why don't you briefly give me an overview of what you need done." Kralnack replied.
"Beside determining how we are going to handle my investments, I need you to have someone check the wards where I have been staying. My parents and I want to know what happened to Sirius Black and the Longbottoms. And then my parents want me to have a full medical and magical checkup done by your doctors, I mean healers here."
"Well then let's start with something simple we can fully assess your wards for the standard 100 galleons. You just need to give me your address at your residence." questioned Kralnack while also writing a few things on a parchment in front of him.
"I have been living with the Dursleys at 4 Privet Drive in Little Whinging, Surrey." Whereupon the goblin finish writing on the parchment and put the paper in a small box on his desk where the paper quickly disappears a second later.
"Now then, I like to go over your major assets and all your liquid assets."
"You presently have 1,040,543 galleons in your Potter Family vault."
"You have 1,910 galleons in your Trust vault that gets topped up to 2,000 from your Family vault at the end every year."
"Why don't you just close that vault and keep all the money in the Family vault. I don't see any reason to keep it open since I am the only Potter." Harry said.
"Very well sir. You also have access to 4,502,897 galleons in the Black Family vault."
"Because the head of the Black family has been unavailable, you have access to 1,589,344 galleons in a trust vault for Bellatrix Lestrange."
Harry's dad decided to interject at this point, "What! You need to restrict her access she is a deranged Death Eater."
Kralnack looked at Harry and said, "If that is what you wish Lord Potter."
Harry replied, "Oh, please just call me Harry. I thought you were talking to my dad for a second there, and yeah I don't want her to access to any money."
"OK Harry. I could never call your father Lord Potter, since he passed on and while an ancestral painting is comforting and full of knowledge for its family it doesn't have any legal standing so I will always need your approval. So, I will close her account and move her money and assets moved into the Black Family vault."
"Thank you sir." Harry said.
"Very good. No onto properties, you own the land at Godric's Hollow that your parents home was on. All that was salvageable was put into the Potter Family vault."
"Told you Harry, we Potters really should get a manor home, could have saved us if we had." James said.
"Now since you are only an Heir to the Blacks you don't have access to their investments and while you can enter their Family home at 12 Grimmauld Place you cannot sell any of their properties."
"Now is there any investments you would like to change and have you decided on an investment advisor."
"Well we agreed last night that we would like to keep you on as our advisor. Where you would get 5 percent of the profit and give you complete latitude in your investments in the muggle world, and with me having the final say in any investments that you wish to make in the magical world. And I would like to start with half of what is in my vaults." Harry replied.
"You honor me Lord Potter. Now then to answer your more personal questions. I have the sad duty to report that Frank and Alice Longbottom have been in St Mungos since shortly after your parents death. Finally, Sirius Black has been incarcerated at Azkaban without a trial because it is believed he told Voldemort where your parents were at on that Halloween night, plus the killing of 13 muggles and Peter Pettigrew 2 days later."
"Why hasn't he had a trial? He wasn't our secret keeper Peter Pettigrew was." James cried.
"We at the bank have been asking for one for 9 years, since he is one of our larger clients. And unfortunately, the word of an ancestral painting isn't likely sway the Ministry any."
"How about a sworn affidavit signed in blood. We kept one just in case in our Family vault." James said.
"That would definitely change things. I believe Madame Bones head of the DMLE would be able to demand a trial if she had your affidavit. We just need to have young Harry retrieve it when he goes down there to look over any items he may want."
"So any more questions Harry?"
"No I think that is everything."
"Very Good. I will just call for someone to bring you to your vaults, and once you have finished he will direct you to our healers."
After leaving his vault, Griphook led Harry to a bright room much like a muggle doctor office. With a padded waiting table, stools and sink, however with a few things that is obviously magical like oddly colored potions in a rack, parchment and quill. Harry was directed to undress to his skivvies and hop on the table to wait.
Just then a tall wizard wearing white robes came in.
Without looking at Harry he said, "Hello sir, my name is Rupert Harris. It says here we are doing a full medical and magical checkup. With at least one magical talent unblock. Let's see what we have to work with today." He then waved his wand from Harry's feet up to his head making odd "hmm" and "ohm" noises, with a final "Oh my, you're Harry Potter." He sensed Harry's unease and stated, "Don't worry I magically cannot say who I treat without your release. Although really, with your malnutrition and history of compound fractures, you really should let me release my findings."
"That's alright sir. I won't ever be going back to those relatives again. And really I don't want people to know about it." Harry replied.
"Well this isn't a muggle doctor visit. So I'm not legally bound to report. Just be sure to have someone to talk to about it. And if you take all these different potion vials for the next 2 weeks, you should be up to the size of a normal 11 year old. However I also notice some type of curse on your forehead scar that I think we should investigate more. To do that with your permission I am going to need to call in a curse breaking specialist, that will also be magically bound from telling anybody about you." Rupert handed Harry instructions covering which potion to take and when.
"Yeah I would love to get rid of this scar or at least get rid of the occasional aches I get from it."
"Occasional aches huh? Definitely want to break this curse then. I should be back in half an hour to an hour with my colleague. Then we will do your magical checkup after." With those words Rupert Harris left.
Harry not finding anything exciting about the room decided to pull out his Occulumency book. 'Hmm. It says here how to meditate and slowly picture all your thoughts and memories. Then once you picture it in your mind's eye you need to either shield them or hide them. But written in the margins it says for those with any of the Potter rings they can summon their invisibility cloak to drape over all of it. I wonder if I lend out the Potter heir ring somebody else could hide their thoughts, or would the cloak disappear when they no longer have the ring on.'
Rupert came back about an hour later with one other person and said, "Harry, let me introduce my colleague Bill Weasley a very talented curse breaker. He normally works on tombs and ancient burial sites, but he has had experience on cursed limbs."
"So what I want you to do Harry is to lay on your side on the table. Right then I will put this treated cloth over your scar to catch any dark magic." Bill Weasley said putting the cloth on him.
He then started to wave his wand in all seemingly different directions. What he was really doing was tracing out runes in the air trying to find the correct counter to the curse before he applied it to Harry. After 5 minutes of that Bill remarked, "Ah hah!" and moved his wand right next to Harry's head to trace out the rune combination to dissipate the curse. And with that a bunch of black oily substance starts to leak out of the curse scar, of course there was quite a lot of pain that Harry went through but living at the Dursleys made him able to breathe through the pain.
When all of the substance drained out of Harry Bill said, "Well that was on odd curse. It took a minor psychic connection with the one that gave you the scar then latched onto your magic core to effectively share your core with You Know Who. That must mean that You Know Who is or at least was a powerful spirit. The psychic connection should lesson over time, but I would recommend studying Occulumency to make sure you don't get visions or memories from him."
After realizing all the pain has gone away, Harry smiled and said, "Well that good since I am already studying it to help me with school."
Rupert takes over from there and does a quick check to make sure everything went alright. Satisfied, he goes over to a side drawer to pull out some thick parchment and a small knife. "Harry this is a special parchment that I need you to put 3 drops of your blood on this to check up on your magic." Harry pricked his thumb with the supplied knife and drips his blood onto parchment then noticed writing start to suddenly appear on the page.
"Oh my, oh this is wonderful news!" Rupert said looking at Harry in wonder.